The data bases with whom our verification services are connected provide accurate, up to date comprehensive information to help you the merchant make an intelligent decision on whether to accept a check.  If the check writer's "score" is returned unacceptable, you will be notified so that you can ask for some other form of payment or accept the check on the basis of other information.

In addition, we offer the most recent verification service entry in the market today, known as ATMVerify™.  ATMVerify is able to verify funds in real time.  Through a direct electronic query to the check writer's financial institution, ATMVerify is able to determine if the checking account currently has sufficient funds to cover the amount of the presented check.

We believe that a good verification program coupled with an efficient check recovery service represents the merchant's best and most efficient line of defense against bad check writers.  By in large, check guarantees - in contrast - merely offer an expensive self-insurance service that usually costs more money than it returns for the average merchant.

Our check verification services are available to POS/retail and Internet environments.  Contact Mid America Solutions to determine the best solution for your verification programming.

According to the Federal Reserve, the number of bounced checks in 2003 was about 200 million, for a value of about $151.2 billion. The average amount of a bounced check was $756. In 2003, about 548,000 checks, for a value of $414 million, bounced each day.

Let our ATM Verify remove those return items for you before they even occur, and save you money!