One of the most overlooked tools in efficient payment processing today is the check by phone! 

There are about 75 million consumers in our America who do not or are unable to use credit cards.  Checks by phone are an excellent payment option for them and many others by providing instant closure to a sale, purchase or payment that until now could only be enjoyed by credit card users.

When your customer calls in to make a purchase or a payment, simply offer to take their check over the phone.  All you need to ask for is their bank's routing number, their account number, and a check number .  You then process their order/payment, and send out a confirmation by mail or email.  Check verification and/or a 3-day "shipment policy" reduces the likelihood of fraudulent activities against your company.

Checks By Phone is ideal for nearly all businesses, and is great to add to your arsenal of tools for your collections department!

Let Mid America Solutions suggest a software application that allows your Checks By Phone to be processed electronically through the ACH/EFT system.